Terms + Conditions

Effective Date: May 13, 2026

By purchasing or registering for any offering from Naomi Calderon Coaching, you agree to the following:

01 Refund + Cancellation Policy:

  • Digital Products & Workshops: All sales of digital products, recordings, and live workshops are final. No refunds or transfers are issued due to the immediate delivery of proprietary content.

  • Embodied Edge Sessions: We offer a 24-hour "Change of Heart" window. You may request a full refund within 24 hours of purchase, provided you have not yet submitted your intake materials or photos. After 24 hours or once materials are submitted, the investment is non-refundable.

  • Subscription Memberships: For monthly recurring memberships, you may cancel at any time. Your access will remain active until the end of your current billing cycle. No prorated refunds are issued for partial months.

  • Group & Private Coaching Programs: Unless otherwise stated on the specific sales page (e.g., a "Love It or Leave It" 30-day guarantee), group coaching programs are non-refundable investments.

  • Payment Plans: If you choose a payment plan, you are responsible for the full investment of the program. Choosing a payment plan is a commitment to the entire term; failure to complete payments does not constitute a cancellation. If a "30-day Love-it-or-Leave-it" policy is offered for a specific program, you must formally request to leave the program within the first 30 days to be released from future payments.

02 Communication:

By registering, you agree to receive logistical updates, event reminders, and relevant bonus invitations via email and/or SMS. You may opt out of SMS by replying “STOP” or unsubscribe from emails at any time via the link in the footer.

03 Intellectual Property:

All materials, frameworks (including the B.E.A.R. Method®), videos, and resources provided are the sole property of Naomi Calderon Coaching. Your purchase grants you a single-user license for personal/professional use only. Sharing, copying, or distributing these materials is strictly prohibited.

04 Recordings + Privacy:

Live workshops and group coaching sessions may be recorded. By participating, you acknowledge that your likeness or contributions may be included in the replay provided to the group or used in future educational content. We value your privacy; if you wish to remain anonymous in a shared "win" or testimonial, please notify us at Naomi@NaomiCalderon.com.

05 Professional Disclaimer:

Naomi Calderon provides coaching and communication strategy for educational purposes only; this work is not a substitute for professional mental health services, legal, financial, or medical advice. Information regarding midlife transitions has not been evaluated by the FDA and is not intended to diagnose, treat, prevent, or cure any disease. Results are dependent on your individual implementation and participation; you are encouraged to consult a qualified healthcare or mental health professional for specific medical, hormonal, or psychological concerns.